{"id":9654,"date":"2025-02-01T12:59:04","date_gmt":"2025-02-01T12:59:04","guid":{"rendered":"https:\/\/polis24.com.ua\/?p=9654"},"modified":"2026-08-07T14:36:05","modified_gmt":"2026-08-07T14:36:05","slug":"yak-obrati-pravilnu-strahovu-kompaniju-po-osago","status":"publish","type":"post","link":"https:\/\/polis24.com.ua\/en\/yak-obrati-pravilnu-strahovu-kompaniju-po-osago\/","title":{"rendered":"How do I choose the right insurer for MTPL?"},"content":{"rendered":"<p>Ukraine has free pricing on MTPL, so the market offers a wide spread of prices for what is, in substance, the same product. The terms are universal, because they are written into the Law: zero deductible, statutory payment deadlines, settlement without deduction for wear, and the MTSBU guarantee mechanism behind the payout.<\/p>\n<p>Where insurers genuinely differ is in how they behave when you claim. Judge them on: how quickly and simply you can notify a loss; how transparent the payment procedure is; and their average time to pay. That \u2014 not the premium alone \u2014 is what separates the best motor insurance from the cheapest motor insurance.<\/p>\n<p>Polis24 does not favour any insurer. You give us your details once, we run a motor insurance quotation across the market, and we show you what each company charges and how each behaves. Nobody pays us for a better position in that list.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ukraine has free pricing on MTPL, so the market offers a wide spread of prices for what is, in substance, the same product. The terms are universal, because they are written into the Law: zero deductible, statutory payment deadlines, settlement without deduction for wear, and the MTSBU guarantee mechanism behind the payout. Where insurers genuinely [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[23,5,12],"tags":[],"_links":{"self":[{"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/posts\/9654"}],"collection":[{"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/comments?post=9654"}],"version-history":[{"count":1,"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/posts\/9654\/revisions"}],"predecessor-version":[{"id":10674,"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/posts\/9654\/revisions\/10674"}],"wp:attachment":[{"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/media?parent=9654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/categories?post=9654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polis24.com.ua\/en\/wp-json\/wp\/v2\/tags?post=9654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}