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Add the active or extreme sports option. Skiing, snowboarding, mountain hiking and diving are excluded from the standard programme, and a claim from the piste on a standard policy will be declined. The option also brings in mountain rescue and helicopter evacuation, which is the expensive part.

They are three names for the same product, used loosely. What actually changes between policies is the region of cover, the sum insured, the deductible and the options attached. “Schengen insurance” simply means a policy that meets the EU’s minimum requirements: at least EUR 30,000 and valid in every Schengen state.

Yes. We place business only with licensed Ukrainian insurers whose policies are accepted for visa purposes. The policy arrives as a PDF with the insurer’s details and can be printed for the appointment.

(Киев) 29.05.16

(Киев) 27.05.16