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Traveling with young children requires extra attention: a child’s body reacts more strongly to climate changes, unfamiliar food, and flights. Acclimatization is often accompanied by temperature spikes, rotavirus infections, ear infections, and minor injuries. When purchasing a child’s insurance policy through Polis24, parents should understand the legal and practical aspects of providing medical assistance to […]

When purchasing a policy through Polis24, we primarily think about protecting our own health. But abroad, there is another serious and often overlooked risk — accidentally causing harm to someone else’s health or property. In countries with a high cost of living, an accidental act of negligence can result in a claim against you for […]

In the Polis24 calculator, in addition to basic medical coverage (for example, EUR 30,000), there is often a separate section — “Accident Insurance” with a lower limit (for example, EUR 1,000 or EUR 3,000). Many people consider this a duplicate option. In fact, these are two completely different types of protection that work according to […]

International travel involves long journeys — hours-long flights and sea cruises. If a tourist suddenly experiences a medical emergency on board an airplane or on the deck of a cruise ship, the question arises: does the travel insurance policy purchased through Polis24 cover the incident at that moment, and who will pay for emergency medical […]

Many travelers do not see the difference between calling an ambulance to their hotel and the more complex concept of “medical evacuation.” A regular ambulance (Emergency) is called to transport a patient to the nearest hospital providing emergency care in the event of an injury or acute medical condition. However, sometimes a local clinic does […]

The topic of death may be psychologically unpleasant when planning a vacation, but from the perspective of caring for loved ones, it is one of the most important provisions of an insurance contract. The cost of funeral services, international documentation, and transportation of the remains (repatriation) to the home country can amount to thousands or […]

A modern traveler carries a substantial amount of technology: DSLR cameras, lenses, laptops, tablets, quadcopters, and flagship smartphones. Polis24 experts recommend carefully reviewing the “fine print” in baggage insurance terms, as electronics are subject to special restrictions. The first and most important rule of airlines and insurance companies is that expensive electronics, gadgets, cash, and […]

The loss, damage, or significant delay of baggage by an airline can ruin the start of any vacation. Finding yourself in a foreign country without your belongings or toiletries is extremely uncomfortable. To protect themselves against such risks, travelers can add the “Baggage Insurance” option when purchasing a policy from Polis24. This option works in […]