A Europrotocol is a way of recording a road accident involving exactly two parties without calling the police. It is used for the subsequent insurance settlement and MTPL payout.

Settling the accident without police at the scene saves significant time and means no fine for the at-fault driver.

The Europrotocol, the accident report, can be completed on paper, using the special printed form, or electronically, whichever the client prefers. The link to complete it electronically is usually included in the MTPL policy itself, so it is easy to open the relevant page in one tap from the PDF of the policy on your phone.

The conditions under which a Europrotocol can be completed:

  1. There are exactly two parties to the accident.
  2. The two parties agree between themselves, with one accepting fault and the other being the injured party.
  3. The accident did not cause injury or loss of life, and no ambulance was called.
  4. Neither party was under the influence of alcohol or drugs at the time of the accident.
  5. The material damage from the accident does not exceed the Europrotocol limit set by the National Bank of Ukraine on the date of the accident.

You must notify your insurer of the incident from the scene of the accident, and of your intention to complete the report without calling the police.

The report records the location, time, address, the path the vehicles took and other standard details. Completing a Europrotocol is not difficult, the prompts make it straightforward.

Under Article 32(10) of the Law of Ukraine on MTPL, the Europrotocol is one of the documents submitted to the insurer to make a payment.