Why increase the MTPL limit.

Extended liability cover (DGO) increases the level of cover under an MTPL contract.

It is a separate policy that raises the insured sum. It responds once losses exceed the amount set by the Law on Compulsory Liability Insurance.

The practical value of extended liability cover is that it guarantees the at-fault driver full compensation for the damage from the insurer. Although the MTPL limit in Ukraine is gradually rising towards EU figures, it can still fall short.

You should consider buying extended liability cover if:

1. The damage in an accident may exceed the amount covered by MTPL, in which case you would have to cover the difference yourself.

2. The price of voluntary extended liability cover is small compared with the cost of MTPL. The client gets peace of mind for very little money.

3. The vehicle is driven by an inexperienced driver, or is used intensively.

4. The vehicle is driven by someone other than its owner. In that case, it is the owner who has the greatest interest in full compensation for any losses, in case the at-fault driver refuses to pay for the damage.

Cover limits under extended liability policies vary between companies, from UAH 100,000 up to more than UAH 1 million.

Buying extended liability cover is simple, in one click. All the information for the contract is copied over automatically when you fill in your MTPL details.

In particular, it is convenient to arrange an extended liability policy on our website, Polis24.